HowCool accepts Dankort/VISA-Mastercard.
The charge is not debited to your account until your order is despatched.
You can also make payment via your bank .
There is no surcharge for purchases made by credit/debit card and payment to a bank.
This is clearly the cheapest method.
HowCool encrypts all credit card information via the SSL (Secure Socket Layer) protocol. This means that third parties cannot read your card number or tamper with information during the transaction.